In a career in insurance, you can work as an insurance agent (OTL) or as an insurance broker (RIBO). There is a difference between the two roles. Both require a license but it’s not always clear what the differences are and how to get those licenses. Learn more

The self-regulatory body for insurance brokers in Ontario, the Registered Insurance Brokers of Ontario, is stepping up its efforts to help consumers understand what’s behind the RIBO license. It’s a level 1 licence that allows you to sell residential and commercial auto, property and travel insurance in the province of Ontario. It doesn’t let you sell life or health insurance, which is an LLQP licence.

Prep and Pass: Strategies for RIBO Exam Success

RIBO has launched a Consultation Paper on the role of the Principal Broker (“PB”) and Broker Responsibility. It’s designed to stimulate discussion on how PBs can be more fully supported and as a result, more effectively serve their clients. The consultation is open until April 30, 2021.

RIBO’s level 1 licensing exam is a multiple choice test with ninety (90) questions and one short answer case study. It requires three hours to complete. RIBO exams can be taken virtually proctored through TopClass or via ProctorU or in person at Institute examination centres across the country. ILScorp offers an online RIBO Level 1 exam preparation course that satisfies the basic broker skill requirements established by RIBO. It’s the perfect study partner for your RIBO license!

Read More

how much does an ad cost on facebook

As the number of Facebook users grows, so do your advertising costs. The good news is that you can control your Facebook advertising costs by focusing on the results you want to achieve and choosing the right ad formats for your audience.

How much does an ad cost on Facebook. This can be anything from increasing brand awareness to generating website traffic or even sales. Once you know what you want to achieve, you can then set a budget and begin experimenting with different strategies.

Understanding the Price Tag: How Much Does an Ad Cost on Facebook

Three factors determine your Facebook advertising costs: the auction (supply and demand), the value that Facebook users get from your ad, and the estimated action rates (EAR). When Facebook auctions ad space, it takes into account all of these variables when deciding whether or not to show an ad. If you have a low EAR, Facebook may decide not to show your ad at all.

Other factors that can increase your Facebook ad cost include the competition in your industry, your click-through rate, and your average customer spend. It’s also worth mentioning that it can sometimes be more beneficial to look at your ROI rather than your Facebook ad cost. This helps you weigh your investment against the actual business result that you’re achieving, like revenue.

The final factor that can influence your Facebook ad costs is how specific you are with your targeting. If you target a narrowly defined audience, this can increase your cost per click. However, if you’re looking for a great return on your investment, it might be worth it.

Read More

new electric cars for sale near me

Looking to cut down on your carbon footprint without sacrificing your favorite driving experiences? An electric car for sale near me might be exactly what you need. These models run on electricity rather than fossil fuels and offer some of the most advanced technology on the market today.URL :

Whether you’re interested in a versatile new Hyundai SUV that can tackle your family’s Platte City camping trip or an all-new Subaru EV that blends cutting-edge tech with eco-friendly design, there are plenty of options to consider. You can also snag a sleek BMW iX for sale that offers a unique take on iconic BMW styling and delivers impressive performance and competitive range. Alternatively, you can try out a Tesla model that puts the thrill back in driving, from its sporty Model 3 sedan to its high-revving Model Y and more.

Exploring Nearby: New Electric Cars for Sale

For drivers who want to save money on gas while getting the latest in electric vehicle tech, a new Nissan LEAF is one of the most affordable options out there. Its compact size makes it great for city cruising, and numerous features are available to add comfort and convenience. There’s even an optional hands-free Super Cruise driver assistance system that can take control of the wheel for you.

Chevrolet’s new Bolt is another excellent choice for those who want to ditch the pump. Its spacious interior is well-appointed, and it’s available with an uplevel 2RS trim that brings plenty of tech features to the table. Meanwhile, the upcoming 2024 Chevrolet Equinox EV promises an all-electric driving range of up to 300 miles and a roomy cabin with an available 17.7-inch infotainment display.

Read More

There are many things to think about when planning a party, and one of the most important is seating. Having enough seats will ensure that guests can relax and enjoy the event, rather than having to constantly move around to find a seat. Fortunately, there are several ways to ensure that you have plenty of chairs for your next event, including party chair hire. Read more:

The most obvious reason to rent party chairs is that it saves time and money. Instead of rushing around at the last minute to find the right seating, you can simply contact a rental company and choose from their inventory. They have a variety of different types and styles to choose from, so you can be confident that your chairs will match perfectly.

Ensuring Comfort: Factors to Consider in Party Chair Hire

Another advantage of renting is that it eliminates the need to clean and store all the equipment after the event. This is especially helpful for people who don’t have the space to store table and chair rentals, or for those who are planning a large event that requires a lot of supplies.

If you’re planning a large event, it’s a good idea to designate someone in charge of the rental process. This will prevent the whole committee from neglecting the task, leading to a last-minute scramble at the rental store. It’s also a great idea to rent all the necessary party items from the same company, which makes things easier and gives you access to more discounts.

Read More

Used cars

Buying a used car is a great way to get behind the wheel of your dream vehicle without breaking the bank. Whether you’re a family on a budget, looking to maximize interior space or want to upgrade to a more reliable and advanced model, the used market is full of great options.Check this out

When shopping for a used car, be sure to check for resale value and warranty availability. Prioritize finding well-maintained examples with complete service histories and assess expected maintenance costs for the make/model/year to avoid surprises down the road. If possible, have a professional mechanic perform a pre-purchase inspection to uncover any hidden issues before making your purchase.

Searching for Value: Used Cars in Fort Wayne

A good place to start your search is with a trusted used car platform that offers quality certification and transparency in the process. Organisations like Spinny ensure that all cars on their platform pass a 200-point inspection and provide warranty protection policies to buyers.

Alternatively, you can shop online marketplaces or private-party sellers to find vehicles that fit your criteria. When searching in these spaces, beware of scams and counterfeits. If a seller insists on meeting at a remote location or doesn’t provide all relevant information upfront, it’s best to walk away. Always run a vehicle history report and pay attention to any signs of previous damage, such as uneven paint matching or gaps between panels in the trunk and under the hood. Using an app or tool such as Carfax can also help you spot potential problem areas and save time by revealing accident and rental history at a glance.

Read More